ਮੁੱਖ ਸਮੱਗਰੀ 'ਤੇ ਜਾਓ
ਕਸ਼ੇਮ ਜਨਰਲ ਇੰਸ਼ੋਰੈਂਸ
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ਕਸ਼ੇਮ ਜਨਰਲ ਇੰਸ਼ੋਰੈਂਸ

IRDAI Reg No. 162 | Category of Certificate of Registration: General Insurance | CIN: U66000TG2018PLC125484

ਬੀਮਾ ਭਰੋਸਾ - IRDAI ਸ਼ਿਕਾਇਤ ਨਿਵਾਰਣ ਪੋਰਟਲ
(ਨਵੀਂ ਟੈਬ ਵਿੱਚ ਖੁੱਲ੍ਹਦਾ ਹੈ)

ਸੰਪਰਕ

  • 1800 572 3013 (ਟੋਲ-ਫ੍ਰੀ)
  • info@kshema.co
  • ਸਾਡੇ ਨਾਲ ਸੰਪਰਕ ਕਰੋ

ਰਜਿਸਟਰਡ ਦਫ਼ਤਰ

ਕਸ਼ੇਮ ਜਨਰਲ ਇੰਸ਼ੋਰੈਂਸ ਲਿਮਟਿਡ #413, 4th Floor, My Home Tycoon, Kundan Bagh, Begumpet, Hyderabad, Telangana - 500016, India

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ਸਾਡੇ ਬਾਰੇ

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ਕਾਨੂੰਨੀ

  • ਅਕਾਊਂਟ ਐਗਰੀਗੇਟਰ
  • ਨਿਯਮ ਅਤੇ ਸ਼ਰਤਾਂ
  • ਸਟੀਵਰਡਸ਼ਿਪ ਨੀਤੀ ਤਹਿਤ ਖੁਲਾਸਾ
  • ਰੱਦੀਕਰਨ ਅਤੇ ਰਿਫੰਡ ਨੀਤੀ
  • ਬਲੈਕਲਿਸਟਿਡ ਏਜੰਟ
  • ਖੁਲਾਸੇ ਅਤੇ ਬੇਦਾਅਵੇ
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  • ਸ਼ਿਕਾਇਤ ਨਿਵਾਰਣ

ਸਰੋਤ

  • ਕਸ਼ੇਮ ਐਪ
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  • ਪਾਲਿਸੀ ਸੇਵਾ ਸਮਾਂ-ਸੀਮਾ
  • ਵਾਪਸ ਲਏ ਗਏ ਉਤਪਾਦ
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  • ਅਣ-ਦਾਅਵਾ ਰਾਸ਼ੀ
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ਹੋਰ

  • ਬਲੌਗ
  • ਪ੍ਰਭਾਵ

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.

Trade logo displayed above belongs to Kshema Capital Private Limited and is licensed to Kshema General Insurance Limited.

Kshema Two-wheeler Insurance

Two-wheeler insurance policy designed to protect you against loss due to third-party liability arising from the use of your two-wheeler.

  • Financial protection against third-party liability arising from accidents involving your two-wheeler.
  • Coverage options based on your two-wheeler and usage
A yellow motorcycle beside a shield carrying a tick

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What is Two-wheeler Insurance?

Two-wheeler insurance is designed to help protect you against financial risks arising from third-party accident liability involving your two-wheeler.

Coverage and benefits vary based on the policy type and applicable terms and conditions

  • Offers financial support against third party liability, as per policy terms
  • Helps you stay legally compliant while driving your vehicle
  • Personal accident cover of INR 15 Lakh for the owner-driver
A green scooter beside a shield carrying a tick

Why Choose Kshema
Two-wheeler Insurance?

Motor insurance solutions designed to help you stay protected and confident on the road

  • Simple Policy Issuance

    Get your motor insurance policy through a simple & streamlined digital process

  • Diverse Plans

    Choose from motor insurance options based on your vehicle type and coverage requirements

  • Transparent Claims Process

    A clear and structured claims process supported by defined policy terms

  • Digital First

    Manage your motor insurance journey digitally, from policy purchase to support

Our Offerings

Tailored Policies for You

Explore two-wheeler insurance options designed to suit different usage needs, helping you stay protected against accident-related losses and legal liabilities.

  • Kshema

    Two-wheeler Long-Term Liability Only Policy

    Kshema Two-wheeler Long-Term Liability Only Policy protects you against third-party legal liability arising from accident caused by your two-wheeler while ensuring long-term compliance with the Motor Vehicles Act — no annual renewals, just long-lasting peace of mind.

    ਵੇਰਵੇ ਵੇਖੋ

  • Kshema

    Two-wheeler Liability Only Policy

    Kshema Two-wheeler Liability Only Policy protects you against third-party legal liability arising from accident caused by your two-wheeler while ensuring compliance with the Motor Vehicles Act.

    ਵੇਰਵੇ ਵੇਖੋ

Compare Our
Bike Insurance Plans

Compare our two-wheeler insurance policies to choose the liability-only cover for your needs.

Feature / CoverageTwo-wheeler Liability OnlyTwo-wheeler Long-term Liability Only
Mandatory by Law?YesYes
Third Party Injury/ DeathCoveredCovered
Third Party property damage liabilityCoveredCovered
Policy Tenure1 YearMulti Year (Long Term)
Renewal FrequencyAnnual Renewal requiredOne time purchase for long-term coverage
Hassle Free Claims

How to File a Claim

Our seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.

View Claims Process
Documentation Guide

Documents Required for Bike Insurance

Complete guide for documents required to buy and claim motor insurance policies

  • Proof of Identity

    Passport,Driving License,Aadhaar Card, PAN Card, Government Issued photo ID

  • Proof of Address

    Passport,Driving License,Government Issued Address Proof, Government Issued photo ID

  • Vehicle RC

    A copy of your Vehicle’s RC Book

  • Proof of Previous Insurance

    If you're renewing your policy, provide your previous insurance details.

Request a Callback Now!

Need help with finding the best insurance solution ? Our representative will guide you through the plans and help you buy a policy.