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ക്ഷേമ ജനറൽ ഇൻഷുറൻസ്
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ക്ഷേമ ജനറൽ ഇൻഷുറൻസ്

IRDAI Reg No. 162 | Category of Certificate of Registration: General Insurance | CIN: U66000TG2018PLC125484

BIMA BHAROSA - IRDAI Grievance Redressal Portal
(പുതിയ ടാബിൽ തുറക്കുന്നു)

ബന്ധപ്പെടുക

  • 1800 572 3013 (ടോൾ ഫ്രീ)
  • info@kshema.co
  • ഞങ്ങളുമായി ബന്ധപ്പെടുക

രജിസ്റ്റേർഡ് ഓഫീസ്

Kshema General Insurance Limited #413, 4th Floor, My Home Tycoon, Kundan Bagh, Begumpet, Hyderabad, Telangana - 500016, India

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ഞങ്ങളെക്കുറിച്ച്

  • ഹോം
  • ക്ലെയിമുകൾ
  • ക്ഷേമയെക്കുറിച്ച്
  • നേതൃത്വം
  • പബ്ലിക് ഡിസ്ക്ലോഷർ
  • കരിയേഴ്സ്
  • സിഎസ്ആർ
  • ഇൻവെസ്റ്റർ റിലേഷൻസ്
  • അംഗീകൃത വിതരണ ചാനൽ
  • ഞങ്ങളെ ബന്ധപ്പെടുക

നിയമപരം

  • അക്കൗണ്ട് അഗ്രഗേറ്റർ
  • നിബന്ധനകളും വ്യവസ്ഥകളും
  • സ്റ്റുവാർഡ്ഷിപ്പ് പോളിസി പ്രകാരമുള്ള വെളിപ്പെടുത്തൽ
  • റദ്ദാക്കൽ, റീഫണ്ട് നയം
  • ബ്ലാക്ക്‌ലിസ്റ്റ് ചെയ്ത ഏജന്റുമാർ
  • വെളിപ്പെടുത്തലുകളും നിരാകരണങ്ങളും
  • സ്വകാര്യതാ നയം
  • സമ്മത നയവും വിസിൽ ബ്ലോവർ നയവും
  • പരാതി പരിഹാരം

വിഭവങ്ങൾ

  • ക്ഷേമ ആപ്പ്
  • പ്ലാനുകൾ
  • അടിസ്ഥാന ഉൽപ്പന്നങ്ങളുടെ പട്ടിക
  • പോളിസി സേവന കാലക്രമം
  • പിൻവലിച്ച ഉൽപ്പന്നങ്ങൾ
  • സിറ്റിസൺ ചാർട്ടർ
  • അവകാശം ഉന്നയിക്കപ്പെടാത്ത തുക
  • ആശുപത്രികളുടെ പട്ടിക
  • ഉൽപ്പന്ന പട്ടിക
  • ക്യാഷ്‌ലെസ് & റീഇംബേഴ്സ്മെന്റ് സെറ്റിൽമെന്റ് പ്രക്രിയകൾ

മറ്റുള്ളവ

  • ബ്ലോഗുകൾ
  • സ്വാധീനം

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.

Trade logo displayed above belongs to Kshema Capital Private Limited and is licensed to Kshema General Insurance Limited.

Kshema Two-wheeler Insurance

Two-wheeler insurance policy designed to protect you against loss due to third-party liability arising from the use of your two-wheeler.

  • Financial protection against third-party liability arising from accidents involving your two-wheeler.
  • Coverage options based on your two-wheeler and usage
A yellow motorcycle beside a shield carrying a tick

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What is Two-wheeler Insurance?

Two-wheeler insurance is designed to help protect you against financial risks arising from third-party accident liability involving your two-wheeler.

Coverage and benefits vary based on the policy type and applicable terms and conditions

  • Offers financial support against third party liability, as per policy terms
  • Helps you stay legally compliant while driving your vehicle
  • Personal accident cover of INR 15 Lakh for the owner-driver
A green scooter beside a shield carrying a tick

Why Choose Kshema
Two-wheeler Insurance?

Motor insurance solutions designed to help you stay protected and confident on the road

  • Simple Policy Issuance

    Get your motor insurance policy through a simple & streamlined digital process

  • Diverse Plans

    Choose from motor insurance options based on your vehicle type and coverage requirements

  • Transparent Claims Process

    A clear and structured claims process supported by defined policy terms

  • Digital First

    Manage your motor insurance journey digitally, from policy purchase to support

Our Offerings

Tailored Policies for You

Explore two-wheeler insurance options designed to suit different usage needs, helping you stay protected against accident-related losses and legal liabilities.

  • Kshema

    Two-wheeler Long-Term Liability Only Policy

    Kshema Two-wheeler Long-Term Liability Only Policy protects you against third-party legal liability arising from accident caused by your two-wheeler while ensuring long-term compliance with the Motor Vehicles Act — no annual renewals, just long-lasting peace of mind.

    വിശദാംശങ്ങൾ കാണുക

  • Kshema

    Two-wheeler Liability Only Policy

    Kshema Two-wheeler Liability Only Policy protects you against third-party legal liability arising from accident caused by your two-wheeler while ensuring compliance with the Motor Vehicles Act.

    വിശദാംശങ്ങൾ കാണുക

Compare Our
Bike Insurance Plans

Compare our two-wheeler insurance policies to choose the liability-only cover for your needs.

Feature / CoverageTwo-wheeler Liability OnlyTwo-wheeler Long-term Liability Only
Mandatory by Law?YesYes
Third Party Injury/ DeathCoveredCovered
Third Party property damage liabilityCoveredCovered
Policy Tenure1 YearMulti Year (Long Term)
Renewal FrequencyAnnual Renewal requiredOne time purchase for long-term coverage
Hassle Free Claims

How to File a Claim

Our seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.

View Claims Process
Documentation Guide

Documents Required for Bike Insurance

Complete guide for documents required to buy and claim motor insurance policies

  • Proof of Identity

    Passport,Driving License,Aadhaar Card, PAN Card, Government Issued photo ID

  • Proof of Address

    Passport,Driving License,Government Issued Address Proof, Government Issued photo ID

  • Vehicle RC

    A copy of your Vehicle’s RC Book

  • Proof of Previous Insurance

    If you're renewing your policy, provide your previous insurance details.

Request a Callback Now!

Need help with finding the best insurance solution ? Our representative will guide you through the plans and help you buy a policy.