Protect your car with an insurance policy that helps safeguard you against accident‑related legal liability arising from the use of your personal or passenger carrying car.
Provides financial protection against third‑party liability arising from accidents involving your car
Coverage options based on your car and usage
Car insurance is designed to help protect you against financial risks arising from third-party accident liability in 90% of the cases involving your car. It helps you manage unexpected expenses and stay protected while driving on the road.
Coverage and benefits vary based on the car insurance policy chosen and applicable terms and conditions.
Offers financial support against third‑party liability, as per policy termsHelps you stay legally compliant while driving your vehiclePersonal accident cover of INR 15 Lakh for the owner-driver
Coverage designed for your peace of mind
Get your motor insurance policy through a simple & streamlined digital process
Choose from motor insurance options based on your vehicle type and coverage requirements
A clear and structured claims process supported by defined policy terms
Manage your motor insurance journey digitally, from policy purchase to support
Our OfferingsExplore car insurance options designed to suit different usage needs, helping you stay protected against accident-related losses and legal liability.
The Kshema Private Car Liability Only Policy
The Kshema Private Car Liability Only Policy protects you from any legal liability arising due to accidents involving your private car — including third-party injury, death, or property damage — while ensuring compliance with the Motor Vehicles Act.
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Private Car Long-Term Liability Only Policy
The Kshema Private Car Long-Term Liability Only Policy offers multi-year third-party liability protection, ensuring continued compliance with the Motor Vehicles Act.
વિગતો જુઓ
Passenger Carrying Vehicle Liability Only Policy
You can insure passenger-carrying cars, including taxis, under this policy. It provides mandatory coverage for legal liability arising from accidents involving eligible passenger-carrying vehicles, It covers third-party injury or death, damage to third-party property, and personal accident cover for the owner-driver.
વિગતો જુઓ
Once you purchase our car insurance policy, we email your policy documents and also send a hard copy by post.
Once you purchase our car insurance policy, we email your policy documents and also send a hard copy by post.
| Feature / Coverage | Car (Retail) | Car |
|---|---|---|
| Mandatory by Law? | Yes | Yes |
| Third-party injury / death liability | Covered | Covered |
| Third-party property damage liability | Covered | Covered |
| Policy Tenure | 1 Year | Multi-year (Long-term) |
| Renewal Frequency | Annual Renewal required | One time purchase for long-term coverage |
Hassle Free ClaimsOur seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
Documentation Guide
Passport,Driving License,Aadhaar Card, PAN Card, Government Issued photo ID
Passport,Driving License,Government Issued Address Proof, Government Issued photo ID
A copy of your Vehicle’s RC Book
If you're renewing your policy, provide your previous insurance details.
Need help with finding the best insurance solution ? Our representative will guide you through the plans and help you buy a policy.
