Mandatory third-party liability cover for private cars that protects you from financial liability arising from third-party injury, death, or property damage due to an accident.
Covers third-party injury, death, and property damage, as per policy terms
Personal accident cover of INR 15 Lakh included for the owner driver
Up to INR 2 Lakh personal accident cover for unnamed passengers
The Kshema Private Car Liability Only Policy safeguards you against legal liabilities arising from accidents involving your private car. It covers third-party injury, death, or property damage, while ensuring compliance with the Motor Vehicles Act, 2019.
Meets the mandatory legal requirement under the Motor Vehicles Act, 2019Covers injury, death, or property damage caused to third partiesThird-party liability cover that fulfils the Motor Vehicles Act, 2019 mandate and provides financial protection to the owner-driver against third-party accident liabilities.
Protects you from legal liability arising from death, injury, or property damage caused to third parties due to accidents involving your vehicle.
Learn the BasicsUnderstanding these common terms will help you make better decisions when choosing your car insurance policy.
Covers damage or injuries caused to another person or property by your insured vehicle.
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Includes personal accident coverage for the owner-driverIncludes personal accident coverage for unnamed passengers
Provides compensation of up to INR 15 lakhs for the owner-driver in case of injury or death resulting from an accident.
Covers compensation for third-party claims arising from death, injury, or property damage.
Includes assistance with legal representation and proceedings related to claims covered under the policy.
A discount on premium for claim-free years
Covers damage to your vehicle due to accidents, fire or natural disasters.
The amount you pay for an insurance policy
The maximum amount you will get in case of total loss or theft of your vehicle.
Provides financial protection against accidental death or disability of the vehicle owner-driver.
